What Is the UAE Golden Visa?
The UAE Golden Visa is a long-term residency program introduced to attract investors and specialized professionals. Under the real estate investor category, qualifying property owners may apply for a renewable 10-year residency permit.
The program is administered by the Federal Authority for Identity Citizenship Customs and Port Security in coordination with emirate-level authorities.
Golden Visa holders may reside in the UAE long term and sponsor eligible family members under current immigration rules.
- 10-year renewable residency permit
- Family sponsorship rights for spouse and children
- Long-term stability for UAE-based investors
- Applicable in Dubai, Abu Dhabi, and other Emirates
Minimum Property Investment Requirement (2026)
To qualify under the real estate investor category, the minimum property investment threshold for 2026 is:
Minimum registered property value required to apply for the UAE Golden Visa real estate investor category.
- The property must be legally registered with the relevant land authority.
- Registration is mandatory — unregistered agreements do not satisfy eligibility requirements.
- Ownership must be verifiable through official title deed documentation.
Mortgage Eligibility
Mortgaged properties may qualify for the Golden Visa provided that:
- The total property value meets or exceeds AED 2,000,000.
- Financing is obtained through a UAE-approved bank.
- Ownership documentation complies with immigration regulations.
Mortgage lending regulations in the UAE are governed by the UAE Central Bank, and financing must comply with applicable national banking rules.
Off-Plan Property Eligibility
Off-plan properties may qualify under the Golden Visa framework if:
- The total investment meets the AED 2,000,000 threshold.
- The development is officially registered.
- Ownership documentation is properly recorded.
In Dubai, off-plan transactions are registered through the Oqood system administered by the Dubai Land Department. Registration compliance is required before immigration application.
Multiple Property Aggregation
Investors may combine multiple properties to meet the minimum investment threshold, provided:
- The combined value equals or exceeds AED 2,000,000.
- All properties are registered within the UAE.
- Ownership documentation is properly recorded for each property.
Visa Duration and Renewal
The Golden Visa under the real estate investor category is valid for 10 years and is renewable.
- Renewal depends on continued compliance with eligibility requirements.
- Qualifying property ownership must be maintained at the time of renewal.
- If the property is sold and the investor no longer meets the minimum threshold, residency eligibility may be affected.
Sponsorship Rights
Golden Visa holders may sponsor eligible family members, including spouse and children, subject to immigration authority regulations and documentation requirements.
- Spouse sponsorship permitted under current immigration rules.
- Dependent children may be included in the application.
- All sponsorships subject to prevailing immigration authority requirements.
2026 Golden Visa — Requirements at a Glance
| Requirement | 2026 Golden Visa Rule |
|---|---|
| Minimum Investment | AED 2,000,000 |
| Mortgage Allowed | Yes (UAE-approved bank) |
| Off-Plan Eligible | Yes (if registered) |
| Multiple Properties | Allowed |
| Visa Duration | 10 Years (Renewable) |